Agreement

Terms and Conditions of Use/ Privacy Policy

As at November 2014

1. General

These Terms and Conditions of Use together with (i) the Terms of any and all First Global Credit products and services (ii) our Privacy Policy set out the entire agreement between you and First Global Credit governing your access to the First Global Credit website at www.firstglobalcredit.com (Website) and your use of the First Global Credit Phone Applications or any subsequently developed stand-alone Applications. (In future referred to collectively as The Platform.)

These Terms and Conditions apply to your use of this Website and to all transactions carried out on the Website or Platform. If you do not agree with any of these Terms and Conditions, you are prohibited from using or accessing this Website or Platform.

First Global Credit may change these Terms and Conditions at any time and to any extent. First Global Credit will notify you of any amendments by posting them on this Website. It is your responsibility to check for any such amendment each time you use the Website or Platform. If you do not agree with such changes, you must terminate your registration. Your continued use of the Website and Platform following any such amendment means that you agree and accept the amendments.

2. Access and Registration

You must read, agree with and accept all of the Terms, Conditions, Disclaimers and disclosures contained in these Terms and Conditions before you register or enter into a transaction on the Website or Platform.

If you are a registered Member, your access to the Platform is password protected. Your username and password should be kept strictly confidential.

If First Global Credit believes that any username or password is being used inappropriately, First Global Credit is unable to verify or authenticate any information you provide to us, there is any other breach of these Terms and Conditions or First Global Credit believe that your actions may cause legal liability for you, our members or us, First Global Credit reserves the right to cancel your registration and access rights immediately without notice and to block your access to this Website and/ or Platform. If this occurs all positions will be closed as quickly as possible.

Unauthorised use of our Website and Platform, including, but not limited to, unauthorised entry into our systems, misuse of passwords or misuse of information posted to this Website and Platform is strictly prohibited. First Global Credit may monitor, track and record your use of this Website and Platform. Your use of this Website and Platform is an indication of your express consent to such monitoring, tracking and recording.

You must not use this Website and Platform in any way that causes, or may cause, damage to the Website or Platform or impairment of the availability or accessibility of the Website or Platform; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity, including but not limited to money laundering, terrorism financing or any other type of illegal activity of any sort.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this Website and Platform without First Global Credit’s express written consent.
Use of this Website and Platform may be subject to limitations, including but not limited to transaction volumes.

3. Representations and Warranties

By accessing this Website and Platform you acknowledge that this Website and Platform is provided on an "as is" basis and that First Global Credit makes no representations or warranties, express or implied. First Global Credit does not warrant that the use of the Website and Platform will be uninterrupted or error free. Among other things, the operation and availability of the systems used for accessing the Website and Platform, including public telephone services, computer networks and the internet, can be unpredictable and may from time to time interfere with or prevent access to the Website and Platform. First Global Credit is not in any way responsible for any such interference that prevents your access or use of the Website and Platform.

Use of the Website and Platform is at your own risk and First Global Credit is not liable for any damage or harm arising out of your use of the Website and Platform.

You further acknowledge that you are aware that the information provided on the Website and Platform is gathered from third party sources and that while First Global Credit has taken reasonable care that the information gathered is from reputable sources and delivered immediately to the viewers of the Website and Platform, we make no warrantee that the information provided is correct and error free. You also acknowledge that you are responsible for all trading decisions you make in using the Website and Platform. That just because certain commodities, equities or market indices are available to trade on the Website and Platform, First Global Credit takes no responsibility for any decision you make to take a position or to sell any commodity, equity or market.

By becoming a Member, you represent and warrant that:

a. you are authorised to access and use this Website and Platform; and

b. if you are using the Website and Platform on behalf of or for the benefit of any organisation or persons it is assumed that you have obtained the right to do so. The organisation or persons will be liable for your actions including any breach of these Terms and Conditions.

4. Intellectual Property

Unless otherwise indicated, First Global Credit is either the owner or licensed user of the copyright in the material on this Website and Platform. You may not reproduce, adapt, upload, link, frame, broadcast, distribute or in any way transmit the material on this Website and Platform without prior written consent of the management, other than to the extent necessary to view the material or as permitted by law.

The First Global Credit name and all its associated trademarks and logos are property of First Global Credit. The display of the trademarks and logos on this Website and Platform does not create or imply any licence for use to any Member of this Website and Platform.

5. Trading Transactions

Trading virtual currencies commodities, equities and markets is inherently risky. By using the First Global Credit Website and Platform, you represent and warrant that you understand the risks associated with using the Website and Platform.
First Global Credit accepts no responsibility for any loss or damages if the Registered User provides us with any wrong or false information, including but not limited to, incorrect wallet IDs.

First Global Credit cannot cancel or reverse Trading Transactions, as long as they are accepted and confirmed on the relevant network.

We recommend obtaining independent legal and financial advice concerning the local laws of your jurisdiction before entering into any Transaction on this Website or Platform. Use of the Website and Platform indicates that you take full responsibility for understanding the local jurisdictional laws as they pertain to you and your situation.

It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, and it is your responsibility to collect, report and remit the correct tax to the appropriate tax authority. First Global Credit is not responsible for determining whether taxes apply to your Transactions, or for collecting, reporting or remitting any taxes arising from any transaction on this Website or Platform.

First Global Credit reserves the right to refuse any order for any reason.

a. Trading in fast or illiquid markets

First Global Credit advises you to be aware that, especially in fast or illiquid markets, a trade can move against a customer a significant distance before it is possible to fill an order due to these underlying market conditions.

b. Limiting order size

First Global Credit reserves the right to limit trade size without notice. There is currently a limit of opening a stock position over $125,000 on any single position or a similar amount in other currencies. 

c. Delayed withdrawals

Although we try to process all withdrawals instantly, it is possible that a withdrawal attempt is delayed/blocked for various reasons. This includes but is not limited to Bitcoin network issues, a high number of withdrawal requests, large amounts, suspected violations of our terms and system maintenances.
 

6. Limitation of Liability

Members represent and warrant that they are the legitimate owners and are allowed to use all Bitcoins or other alt currencies deposited in their account and that the Bitcoin or alt coin transactions being carried out do not infringe the rights of any third party or applicable laws.

To the maximum extent permitted by law, First Global Credit will not be held liable for any damages, loss of profit, loss of revenue, loss of business, loss of opportunity, loss of data, indirect or consequential loss.

First Global Credit cannot be held liable for any malfunction, breakdown, delay or interruption to the internet connection, or if for any reason this Website and Platform is unavailable at any time or for any period. First Global Credit has used due care in assessing that information added to the Website and Platform comes from reliable third parties or resources, but these links are provided without warrantee to their timeliness or accuracy. First Global Credit has no control over the contents of those sites or resources, and accepts no responsibility for them or for any loss or damage that may arise from how they are used to create Trading Transactions on the Website or Platform.

In the case of fraud, First Global Credit will report all necessary information to the relevant authorities dealing with fraud and breaches of the law. Members recognise that their accounts may be frozen at any time at the request of any competent authority investigating a fraud or any other illegal activity.

Nothing in these terms excludes or limits the liability of either party for fraud, death or personal injury caused by its negligence, breach of terms implied by operation of law, or any other liability which may not by law be limited or excluded.

7. Indemnity

You hereby indemnify First Global Credit and undertake to keep First Global Credit indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by First Global Credit to a third party in settlement of a claim or dispute on the advice of First Global Credit’s legal advisers) incurred or suffered by First Global Credit arising out of any breach by you of any provision of these Terms and Conditions, or arising out of any claim that you have breached any provision of these Terms and Conditions.

8. Disclaimers and Disclosures

Specific disclaimers or disclosures may be relevant to certain Transactions available on the Website and Platform. It is a condition of use of the Website and Platform that you agree to read all relevant specific disclaimers or disclosures in relation to each Transaction.

9. Function of Website and Platform

First Global Credit assumes no responsibility for and makes no warranties that the Website and Platform will function uninterrupted or error-free or that this Website and Platform or server providing it will be free of viruses or other harmful codes. Operation of this Website and Platform may be interfered with by numerous factors outside of our control. First Global Credit will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you or received from you via this Website and Platform.

10. Volatility Adjustments

During periods of high volatility First Global Credit reserves the right to reduce leverage on customer accounts. This may need to be done at short notice and is at the sole discretion of First Global Credit.

11. Assignment

First Global Credit shall have the right to assign or otherwise delegate any of its rights or obligations under the terms of this Agreement to any person or entity.

12. Miscellaneous

The provisions of these Terms and Conditions are severable, and if any provision of these Terms and Conditions is held to be unenforceable, such provision may be removed and the remaining provisions shall be enforced.
You agree that these Terms and Conditions may be automatically assigned by us, in our sole discretion.

First Global Credit Privacy Notice

At First Global Credit ("FGC"), we understand that confidentiality and security of the personal information that you share with us is important. That is why we have developed specific policies and practices designed to protect the privacy of your personal information.

By opening an account with First Global Credit or by utilizing the products and services available through the Website or Platform, you have consented to the collection and use of your personal information in accordance with the privacy notice set forth below. We encourage you to read this privacy notice carefully.

First Global Credit does not sell customer lists or customer email addresses to third party marketers.

Holding KYC Documentation

In order to provide trading services and to comply with regulatory requirements, First Global Credit collects certain personal, non-public information from you. This includes information:

Provided during the Account Verification process which is required to activate a Live Trading Account (e.g., your name, proof of identification and proof of postal address);

Acquired as a result of the transactions you conduct through the First Global Credit Website or Platform;
Collected through Internet "cookies."

Cookies are bits of textual information that are sent electronically from a web server to your browser and are stored on your computer. They do not identify you individually or contain personal information about you, unless you have identified yourself or provided the information by, for example, opening an account or registering for an online service. First Global Credit may use cookies to measure and identify website traffic patterns and to track the performance of web features and advertisements. By providing First Global Credit with a better understanding of how you and others use First Global Credit's website and other web services, cookies enable First Global Credit to improve the navigation and functionality of its website and to present you with the most useful information and offers. First Global Credit may share information obtained from cookies with its employees, agents, and affiliates, but does not sell such information to unaffiliated third parties. First Global Credit may permit other companies or their third party ad servers to set cookies on your browser when you visit the First Global Credit website. Such companies generally use these cookies as we do.

We safeguard the confidentiality of your information in a number of ways. For example:

We do not sell or license lists of our customers or the personal, non-public information that you provide to us.

We restrict access to the personal, non-public information that you have shared with us to those First Global Credit employees, agents, and affiliates who need to know such information in connection with the services that First Global Credit provides to you.
We maintain strict employment policies that prohibit employees who have access to your personal, non-public information from using or disclosing such information except for business purposes.

We take substantial precautions to safeguard your personal, non-public information. For example, the First Global Credit Website and Platform can be accessed only by authorized First Global Credit personnel via valid user names and passwords. Such access is logged and maintained in a security database. In addition, our Internet-based systems include security measures such as encryption and firewalls.

We do not disclose personal, non-public information to individuals or entities that are not affiliated with First Global Credit, except as provided by law. And it is to be noted that we affiliate First Global Credit only with jurisdictions that share our belief in the privacy of personal data.

CONTACTING US

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at: [email protected]

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